Corporate Evaluation
must consider both
the present and the future.

Techfin ratings evaluates companies through real-time data analysys, rather than relying solely on historical data. Moving beyond traditional corporate credit evaluations that rely primarily on financial institutions’ year-end data often failing to reflect the evolving status of growing businesses we present a new, forward-looking approach.

live data collection through Douzone Bizon's accounting software, enabling precise and detailed evaluation services powered by AI. Techfin ratings offers exceptional corporate data coverage, quality, and scalability utilizing its unparalleled capabilities in data collection and analysis

Data ProductsModel Consulting·DevelopmentCorporate EvaluationOnline Corporate Information ServiceCertificate Issuance Service

Real-time Data Products

Techfin ratings offers services to financial institutions by establishing dedicated lines (API) to periodically transmit necessary corporate data, utilizing the largest corporate accounting data in Korea.

Key Features

We deliver integrated key data for business analysis.

  • Corporate Gereral Information

    • DB Pooling

      Techfin ratings' proprietary DB pooling

    • Corporate Characteristics Information

      Corporate/real estate registration information, intellectual property rights information, National Pension Service subscribed business information, newly established corporate information, self-collected information, etc

  • Corporate Credit Information

    • Short-term Delinquency DB

      Short-term delinquency information from financial institutions

    • Korea Credit Information Services DB

      Corporate/individual delinquency information, credit transaction information, corporate credit information

    • Commercial Delinquency Information

      Information collected on defaults by clients during commercial transactions

  • Corporate Evaluation Information

    • Credit Evaluation DB

      Credit data utilizing Techfin ratings' credit evaluation grades

    • Corporate Credit Rating DB

      Highly reliable corporate credit rating data using AI models

Scope of Services

Techfin ratings provides a wide range of business data.

  • Corporate Status
  • Credit Information
  • Real-Time Financial Statements
  • Client Information
  • VAT Information

Areas of Activity

Various institutions are leveraging data from Techfin ratings.

  • Financial Institutions
    • Credit management for loanborrowers
    • Development of financial productss
  • Public Institutions
    • Policy decision-making research and analysis
    • Understanding the status of companies receiving financial support
  • General Corporations
    • Understanding industry trends
    • Suppliers analysis

Model Solution Consulting · Development Service

Techfin ratings is composed of a team of experts with extensive experience in financial sector risk management and model development.
Leveraging our experience in developing Korea’s first accounting-based credit rating model,
we offer consulting services for building optimized credit risk management systems.

Key Features

We deliver integrated key data for business analysis.

  • Credit Risk Management

    • Optimal credit risk management systems tailored to customer characteristic through credit risk management consultants

  • knowledge-based model validation

    • Objective and professional knowledge-based model validation services for credit evaluation and early warning models

Scope of Service

Techfin ratings provides a wide range of business data.

  • Risk Consulting Services
    • Corporate FDS
    • Credit evaluation systems
    • Loan auditing systems
    • Other credit assessment/
      post-management systems
    • Early warning systems
    • Industry forecasting systems
  • S.C.F Consulting Services
    • Transaction risk management models
    • Authentic transaction identification models

Areas of Activity

Various institutions are leveraging data from Techfin ratings.

  • Financial Institutions
    • Credit risk management
    • Credit management for loan borrowers
  • General Corporations
    • Transaction risk management
    • Transaction assessment and post-management

Corporate Evaluation

Business credit evaluations serve as a critical benchmark in various areas such as procurement, public bidding, and financial transactions. Techfin ratings supports smooth market participation for SMEs by providing reliable, automated evaluations based on AI models that leverage accounting and financial data.

Key Features

We deliver integrated key data for business analysis.

  • Evaluation Using New Data Unavailable in Existing Markets

    • Utilizing approximately 3.81 million customer data from Douzone Bizon, the leading company in ERP market share in Korea, we provide immediate real-time evaluations upon access

  • Real-time Information

    • Providing precise analysis on financial stability and sales operation based on real-time updated corporate information

  • Periodic Evaluation

    • Offering evaluation services on a monthly, quarterly, semi-annual,and annual basis

now on
Experience a New Approach to Business Credit Evaluation.

This can be issued easily without the need for complex documentation.

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Service For

Explore the Full Range of Services Offered by Techfin ratings.

Public Institutions tenderPublic Institution Bidding

Supplier registration and
maintenancePartner Company Registration

Submissions to Investment
InstitutionsUtilized for Evaluation

Financial Institutions
submissionAccout Open and Credit
Evaluation

ESG EvaluationSuppliers registration and Financial
Institution Submissions

Self assessmentInternal Credit Management

R&D Corporate
Credit EvaluationGovernment R&D Performance
Management

Areas of Activity

Various institutions are leveraging data from Techfin ratings.

Received same-day credit certificate with no extra fees.

AI-based rating issued in 30 minutes—enabled successful early-year bidding.

Right before the bid deadline, I realized that my previous credit report had expired and urgently needed a new one.

Unlike other credit bureaus that charge high fees for express service, CreditView issued an AI-based credit rating and certificate within an hour—allowing us to participate in the bid without any delays.

Higher rating thanks to up-to-date financial data.

New credit model powered by alternative data.

With other credit bureaus, our latest financial data would have been reflected a year later. But with CreditView, we linked our Douzone ERP data and received a higher credit rating than before.

The updated financials made a real difference in improving our score.

Areas of Activity

Various institutions are leveraging data from Techfin ratings.

  • General Corporations
    • Supplier registration
    • Self assessment
  • Large Corporations
    • Business review and management
    • New business development
  • Financial Institutions
    • Account open
    • Loan, credit card, financial services
  • Public Institutions
    • Tender qualification
    • Business evaluation
    • Performance management of R&D budget

Online Corporate Information Service

Techfin ratings collects and analyzes big data, including corporate information through web scraping, to build a comprehensive data set. Using our proprietary technology, we refine this data to deliver credit inquiry services through an online platform.

Key Features

We deliver integrated key data for business analysis.

  • Market Research

    • Understand market and industry trends by analyzing the financial status, management strategy, and growth direction of companies.

  • Investment Decisions

    • Provide investors with the information needed for investment strategy planning, helping to minimize investment risks.

  • Trading and Partner Management

    • Identify basic information about specific companies and transactions by utilizing corporate information inquiries. Additionally, companies with multiple partners can grasp the financial status, management condition, and strategies of their partners, aiding in effective business management and decision-making.

Scope of Services

Techfin ratings provides a wide range of business data.

  • Corporate Information Overview of corporate information
  • Credit Information Corporate credit information
  • Key Personnel Information Information related to key directors and employee
  • Industry Information Relevant industry trends and information
  • Management Information Information on business performance and management status

Expected Effects

Experience the Impact of Techfin ratings’ Services.

Collecting information on relationships with trading companies (buyers and sellers)
Securing a competitive edge by understanding competitor information
Maximizing profits and minimizing losses
Early identification of growing companies and discovering investment opportunities

Certificate Issuance Service

We provide the issuance of credit rating certificates from Techfin ratings to clients utilizing our credit evaluation services.

Key Features

We deliver integrated key data for business analysis.

  • Certificate Issuance Service

    • A private sector service designed to aid in the public promotion of the company's credit rating and enhance its brand value

  • Eligible Companies

    • Companies that have been credit evaluated by Techfin ratings within the current year

      only applications with a credit rating of BB or higher are eligible

  • Areas of Activity

    • Promotional assets for the company, including investor relations (IR) materials

EXPERIENCE Techfin ratings’
UNIQUE APPROACH
TO BUSINESS CREDIT EVALUATION
BUSINESS HOURSWEEKDAYS 09:00~18:00
MAIN PHONE1660-3832