Partner in SMEs’ Financial
Activities.
We primarily offer accounts receivable factoring services that allow the immediate cash conversion of sales proceeds based solely on the creditworthiness of both the buyer and seller companies. Additionally, we provide a purchase order-based working capital loan brokerage service (Network Loan) that supports working capital for product purchases.
We will serve as a bridge between various financial institutions to support the smooth financial operations of SMEs
Key Features
We provide financial intermediation services to support smooth business funding activities.
Based on B2B Transaction Evidence
Secure cash flow in advance by receiving early payment based on electronic tax invoice documentation.
Seamless Data Integration
Companies using Douzone ERP can apply for accounts receivable factoring upon issuing electronic tax invoices.
Secure data management
It is safe because it evaluates corporate credit with the consent of customers.
Simple Application Process
A simple, paperless application with just an online form and corporate certificate authentication.
Accounts Receivable Factoring Process
Techfin ratings serves as a bridge connecting sellers, buyers, and financial institutions that provide funding.
We minimize business risk while maximizing cash flow.
- Total Financing764.0B+
Amount(as of August 2025) - Total Number of7,118+
Applications(as of August 2025)
Financial institutions partnering with Techfin ratings to provide accounts receivable factoring services.
Use Cases
Here’s how companies are using accounts receivable factoring.
Since the payment was made on our behalf, we had more working capital available and were able to reinvest in our business.
Story from the CEO of a Processed Meat Manufacturing Plant
By using accounts receivable factoring, we secured immediate cash based on issued tax invoices with customer approval.
This improved our cash flow, allowed reinvestment without relying on loans, and enhanced our credit rating.
The factoring company also handled debt collection, reducing our time and costs. Overall, we gained funding without financial burden and improved business efficiency.
With payment obligations covered on our behalf, we had greater financial flexibility and breathing room for our business.
Story from CEO of a Major Retail Mart
Accounts receivable factoring has been a great support for buyers like us, especially SMEs that rely on effective cash flow management.While ensuring immediate payment to the seller, we were able to repay the factoring company over a longer, agreed period—helping us avoid the negative impact of long payment cycles on operations.
This allowed us to manage cash flow efficiently, reduce upfront capital pressure, and secure essential goods and raw materials on time.
By easing payment burdens and ensuring timely resource acquisition, we significantly improved operational efficiency.
Introduction Video
This is an introduction video about accounts receivable factoring.
Key Features
We provide financial intermediation services to support smooth business funding activities.
Deferral of Payment
Delaying payment of service charges through loans effectively manage the operation of funds
Strengthen long-term relationships
Show trust to your business partners helps build long-term relationships
Reduce credit risk
Receiving funds from financial institutions reduce the risk of delayed payment by ordering companies
Early securing of production funds
By borrowing the amount to be paid to the ordering company earlyImproving cash flow
Network Loan Process
Techfin ratings serves as a bridge connecting contractors, ordering companies, and the Korea SMEs and Startups Agency.
Use Cases
Here’s how companies are using network loan.
Through network loans,
we secured funding quickly, increased productivity, and expanded our business.
Shinseong Co., Ltd. SME manufacturing auto parts
We often work with large corporations, so fast cash turnover is crucial. To address this, we used the Network Loan program, based on purchase orders.
We secured up to 80% of the order amount as short-term funding to purchase materials and cover urgent operating costs.
The program eased financial pressure and helped us secure timely funds, supporting business growth and supply chain stability.With repayment risk covered by the agency, we can run our business with greater peace of mind.
Through network loans,
we reduced supply delays and
maintained market competitiveness.
Daemyung Co., Ltd. Medium-sized electronics manufacturing company
As a leading electronics manufacturer, we work with SME partners. With growing production demands, stable supply chains became critical.
Through the Network Loan program, we supported our partners in securing fast production funding using our purchase orders. This ensured timely delivery.
The program minimized supply delays, helped us stay competitive, and strengthened long-term partnerships built on trust.